Single Trip Insurance

Single trip insurance is meant to cover you and your family for one particular business trip or holiday abroad. Depending on your insurance policy, the length of cover can range from 3 days to 90 days, and in some cases as long as an entire year. Also, there may be certain restrictions based on age, such as for those over the age of 65. However, having single trip insurance is one of the most affordable of all trip insurance policies.

Once again, depending on the terms of your single trip insurance policy, often times children under the age of 18 are covered for free. The policy will cover you and your family in the event of a medical emergency as well as protect your cash investment if your trip was cancelled. There are times where you may need to cancel your trip due to an unexpected illness and if you aren’t covered with single trip insurance at the very least, you could lose all the money you invested such as the hotel and flight bookings. It would be bad enough to miss your holiday and even worse if you lost your money as well.

Single trip insurance will protect you against many potential problems such as travel delays, flight cancellations, injuries and illness whilst on holiday, accidents, lost or stolen possessions such as equipment, luggage, passport, cash, and much more.

Typical single trip insurance policies will offer you 24 hour emergency assistance so you are not left stranded at a moment of need. Reputable providers will offer multi-lingual, expert advice any day of the week giving you greater peace of mind knowing there is help just a phone call away.

Most types of holidays are included and if you have any doubts about a destination or holiday activity you can simply phone your provider prior to, or during, your travels to see if you will be covered. For example, you may plan a dream holiday to a sunny destination like Barbados and decide one day, whilst on holiday, to go windsurfing. Engaging in a sport that is new to you can be incredibly exciting but can also lead to accidents. Having single trip insurance will allow you to enjoy the experience knowing that if you became injured you would not suffer expensive hospital bills.

Some single trip insurance policies may cover pre-existing medical conditions whilst others may not. It is imperative that you tell your advisor about any medical conditions you have and ask if they will be covered before you take out a single trip insurance policy. Your insurer may not provide cover for pre-existing medical conditions but may offer an additional package to addon to their basic policy.

If you find you and your family don’t take more than one holiday per year, or infrequently travel abroad, then a single trip insurance policy may be the best choice. Simply having trip insurance will give you peace of mind on your holiday or business travel knowing there is help just a phone call away.